After returning to profit in 2013, the bank said it wants tocut the assets of its non-core unit to EUR 75bn ($102.51bn) by 2016.

It has been ditching shipping and property loans faster thanit previously expected, down 23% over the year to EUR 116bn.

Loan loss provisions, including shipping, increased asexpected to a huge EUR 1.74bn from EUR 1.66bn in 2012.

Provisions for shipping were forecast to remain the same in2014.

The