The lender said it logged provisions of EUR311m ($430m) in its 2013 accounts, up from EUR 155m in 2012.

It said however that this was less thanexpected and the situation was easing, with 2012’s figure boosted by highpositive one-off effects in other segments.

The bank’s consolidated profit droppedto EUR 1.27bn from EUR 2.41bn.

Total assets were reduced by EUR 44.7bnto EUR 464.8bn as a result of interest and exchange rates connected to derivativesused for hedging.